All About Processing A Damaged Vehicle Insurance Claim

Once you get involved in a car accident which results in physical injury or psychological trauma or any other damages pertaining to your property, you would certainly need to bring it to the notice of the broker, agent or insurance company within a few days. This is irrespective of the fact whether you or the other party is at fault. If you are not capable of reporting it within the first seven days, you would have to do it as quickly as you can after this. If you don’t report it, however, within the specific time which is considered to be reasonable, you wouldn’t be able to make the most of it and your claim might not even get honored. This is something that you should definitely account for. (more…)

Know About Fault Determination In A Personal Injury Case

Fault is a very sensitive subject when it comes to personal injury law. Insurance companies need to properly determine the fault or the degree of fault that has been assigned to every driver in a car accident. This has been the purpose to determine the property damage coverage is going to apply to the accident. This is also necessary to make sure that the premiums of the at-fault driver are correctly adjusted. (more…)

Who’s To Be Blamed In Rear End Accidents?

There are many aspects to consider if you’ve been injured, when it comes to car accidents. They are definitely serious and damaging and they are the type of accident which results in the most fatalities and traumatic injuries. This is something that you might want to account for. With this in mind, it is important to take a look at an accident which is overly common but it’s not as dangerous for the most part – rear-end collisions. These usually take place at lower speed and in the city; hence, they rarely end up with some serious consequences. With this in mind, it is important to take a look at the regulations when it comes to it and the way these cases are handled. (more…)

Are Distracted Driving Deaths Increasing In Ontario?

Now, when it comes to car accidents, it’s safe to say that they are particularly dramatic and they commonly end up in serious injuries and even death. There are quite a few different common causes which are usually observed in Ontario, but lately it seems that distracted driving fatalities tend to surge in the province. While it’s true that drunk driving is still a cause of thousands of deaths per year, through comprehensive campaigns conveniently highlighting the overall damaging effects of this, drunk driving has more or less become something like a taboo in Ontario. (more…)

Insurance Company Says The Car Is Totaled – What To Do Now?

If you’ve been involved in a car accident, there are quite a few things that you have to be aware of. How do you proceed if the insurance company says that your car is a total loss? What happens if you definitively disagree with the valuation of the insurer? These are all questions that you need to be able to answer in order to ensure that everything is handled properly. Let’s have a look at a few commonly asked questions. (more…)