It is not hard to ask for short term benefits, but the making of a request does not guarantee the awarding of short-term benefits. If the benefits have been denied, it becomes hard to win an appeal, once the first request has been denied. Read More
Category: Personal Injury Lawyer
What Is No-Fault Insurance?
Making a claim to your own auto insurer when you or someone else has been injured or your vehicle, or another’s vehicle has been damaged, no matter who may have caused an accident is called no fault insurance. Read More
More About Punitive Damages After An Accident
Following an accident in which one person has been injured as a result of somebody else’s action, the injured is automatically in a position in which they can sue for damages, aka, financial reimbursement. The amount of these is dependent on the amount that is required for the injured to return to their previous state of health prior to the incident. Read More
What Losses Get Covered By Accident Injury Insurance?
Assuming that the insurer gets contacted within 30 days of the injury-causing accident, the coverage offered by the policy should compensation for proven medical expenses. Still, no insurer would agree to cover the costs created by a debilitating injury. In other words, the coverage of medical expenses continues up to a stated limit.
What happens then?
Then the injured victim needs a personal injury lawyer in Leamington or Huntsville, someone that can fight for the money to cover the cost of general damages. Pain and suffering belong at the top of a listing of such general damages. Money for pain and suffering ought to get supplemented by coverage of money lost, due to creation of adaptations in the victim’s life.
For instance, the disabled victim could have to pay someone to take over housekeeping duties. In addition, the victim’s condition could create the need for attendant care, another expense. Finally, the victim’s home might need a ramp or other adaptation. Both that and any medical equipment would cost money.
A good lawyer should help with obtaining long term disability benefits. Those would fill the gap created by the limit on the coverage offered by the company that was willing to offer accident injury insurance. Those long-term benefits cover another loss as well.
Seldom is someone with debilitating injuries able to perform all the duties associated with his or her previous job. Hence, he or she must deal with the loss of a chance to keep bringing home a paycheck by using his or her existing skills and training. Access to long term disability benefits helps to solve that problem for at least 2 years.
Keep in mind, though, that the delivered benefits equal no more than 80% of the salary that the disabled worker has earned in the past. This could become a real problem, especially if a spouse is helping with attendant care or housekeeping chores. Those could disappear or prove much less adequate, if the most helpful spouse were to go after and accept a job.
What happens after those 2 years?
At the end of that 2-year period, the insurer normally seeks to determine if the disabled worker might fill an open position somewhere else in the company that had furnished a paycheck in the past. Often, the disabled employee gets asked to undergo a period of training, in order to take over that open position.
If the victim has not recovered to the point where he or she could take part in such a training course or program, a lawyer needs to fight for a continuation of benefits. The lawyer should strive to demonstrate the victim’s inability to qualify as a participant in the suggested course or program.
How To Find The Right Personal Injury Lawyer
It can be tough to find a personal injury lawyer, due to the multiple legal firms in the city. However, just because your options may be not limited, doesn’t mean you should accept the help from any lawyer, no matter how untrustworthy they seem. You deserve a lawyer who will ensure you receive the compensation you deserve, who wants to help you get your life back on track. Someone who will push to protect your rights throughout the entirety of the legal process. Read More
Changes In Ontario’s Rules, Concerning Video Evidence
When Canadian legislators first put together the rules that relate to the evidence used during a personal injury lawsuit, no one had ever thought about using a tape recorder to create evidentiary material. Today, though, even a plaintiff or a defendant could use a smartphone to tape some aspect of an accident scene. For that reason, Ontario’s residents must learn the new rules that concern the taping of evidence. Read More
Why You Must Avoid Using Social Media If You Have Personal Injury Claim
Years ago insurers paid private investigators to observe the actions of the plaintiff in a personal injury lawsuit. The investigator carried a camera and tried to snap a picture of the plaintiff as he or she performed some allegedly impossible action. The picture could be used to cast doubt on the veracity of the plaintiff’s claims. Read More
What To Know If You Plan To File A Wrongful Death Claim
If you get injured as the result of an accident, you have the right to file a personal injury claim. If one of your closest relatives suffers a fatal injury, owning to someone else’s act of negligence, you may be able to file a wrongful death claim. Understand, though, that not all family members can file such a claim. Read More
How To Make Claim For Loss of Housekeeping Abilities?
When children are young, parents often encourage them to assume responsibility for certain chores. Adults later do such chores on their own. No one rewards them in any way. Still, some adults do get awarded money for performance of difficult tasks. Read More
Why We Need Insurance Reform In Ontario For Pain And Suffering Victims
Ontario used to have fair and generous no-fault benefits for accident victims. But we have seen these erode over the last 15 years. Today, as Cornwall accident lawyers, we have seen benefits for accident victims severely limited in the case of pain and suffering and also the victim’s rights to sue in a court of law. Read More