After you have been injured and forced to spend time recovering, it may not seem like your injury could be viewed as something of value. Still, many factors contributed to the accident that caused your injury. In the same way, multiple factors come together, in order to demonstrate the value inherent in any given injury. Read More

The court has said that an institution enjoys the same rights as an individual. Hence it stands to reason that any action that can be taken against a single person can be taken against an institution. Consequently, an institution can be sued. Read More

A victim’s pain can dim the realization of an important fact: no insurer will offer compensation for an unproven injury. Hence, all injuries claimed by an accident victim must be provable. The failure to recognize that fact can trigger the making of a whole list of mistakes. Read More

The definition of what might be termed a distraction highlights the ease with which any driver can become distracted. One definition for what could be a harmful action is this: Any activity that takes the driver’s eyes or mental focus off of the road. An alternate definition would be this: Any task that has diverted the driver’s attention. Read More

Insurance companies do not like to acknowledge an appeal, but all such companies have come up with an interesting means for covering up their hesitancy to grant any appeals. Each such money-making enterprise expresses a willingness to handle appeals internally. Yet, despite such an expression of willingness, in reality, few of those same appeals ever get overturned. Read More

All taxpayers understand the meaning of a deduction. By listing deductions on a tax form, a taxpaying citizen can deduct from (take away from) the amount that he or she owes in taxes. When an insurance company has determined what it will make in the way of deductions, the policy holder that has made a claim has to pay a deductible. The deductible is a fixed amount. That amount represents what must be paid the insurance company before any claimed compensation can get delivered to the policy holder that has claimed it. Read More

Whenever the head of a household has purchased an auto insurance policy, all the licensed drivers in that same household will be covered by the issuer of that same policy. That coverage includes the assistance that has been promised in the event of an accident. If the policy holder or any of those covered under that same policy stand at-fault for an accident, the insurance company will supply a lawyer that can defend them in a court of law. Read More