Canada’s Pension Plan assures retiring workers of a source of income. Those disabled employees that pass a screening program can use the same plan, in order to obtain a replacement for lost earnings. Of course, such workers need to know how to pass the screening test.
Primary determining factors
• Total amount of money screened applicant has contributed to CPP.
• For how many years has the screen applicant been contributing money to CPP?
Other factors considered by medical adjudicators on the board that does the screening
Severity of applicant’s medical condition; the expected length of time during which that same condition will persist. Someone with a temporary condition will not pass the screening process. Extent to which that condition affects the applicant’s ability to work. What are the chances that the applicant’s condition might cause him or her to stop working at some point in time? Is it possible that such a sudden suspicion of work might hurt others?
Chances that the applicant might recover his or her health. What is the typical medical history for someone with the applicant’s medical condition? Applicant’s age, education and work history: Will applicant soon be able to retire? Does applicant’s level of education suggest that he or she might be able to find a different job. The applicant’s work performance, earnings and productivity.
Money available to those that pass screening
• Monthly payment of $1,290.81; each dependent child can get $237.69 per month.
• Such payments go to those with severe and prolonged disability
Possible actions to take, if denied acceptance into Canadian Pension Plan
Request a review of the application. Review would be conducted by the screening board. During a review, each of the factors listed above would receive a closer inspection, to see if applicant should be provided with the CPP payments.
Make a request of reconsideration within 90 days of the date of the denial. If you fail the reconsideration, you have 2 choices. You can appeal to social security, or you can speak with a lawyer and learn your rights, during the appeal process. An injury lawyer in Cornwall could help with obtaining an expert witness, some member of the medical profession that could testify to the severity of your condition, or to the fact that you are not expected to experience a recovery. Presentation of those facts could sway the opinion of the members of the screening board.
An attorney might help with strengthening your case by calling attention to overlooked facts. For instance, an attorney could highlight aspects of your medical or work history. That history might reveal the extent to which your condition could pose a danger to others in a workplace setting.